CASH-FIRST...FOR TODAY AND TOMORROW

When families gather to make tough decisions about the long term care needs of a loved one, they're not thinking about how to get that person into a nursing home.  Instead, they want to make sure their loved one is cared for in the comfort of his or her own home.  But that care costs money.  When the time comes, will your family have the financial ability to consider all the options and decide what's best for you?

THE CASH-FIRST ADVANTAGE

The advantage of Cash-First long term care insurance policy is that it provides you with the option of cash today - based on the first day of qualified need - with no elimination period to satisfy.

Cash-First benefits can be used in any way you choose.  There's no need to collect and mail bills for reimbursement.  No need to worry whether expenses will qualify for cooverage.  You simply receive the full monthly cash benefit you select to help pay for anything at all...family travel expenses, lost income when your caregiver misses work, housekeeping services or other out-of-pocket costs.

A Cash-First policy also includes the flexibility to receive traditional long term care reimbursement benefits tomorrow, as your need for care increases.  This allows you to be reimbursed for actual ling term care expenses you incur for basic or professional home care services, assisted living facility care or nursing home care.